Getting paid: payouts & store credit

When one of your cards sells, the proceeds (sale price minus the 5% seller fee) reach you one of two ways — your choice, set in your Wallet. Bank payout: the money is sent to your bank account via Stripe about 3 days after the sale clears. Store credit: the money lands in your GradedTown balance instantly, with a 2% bonus added on top.

You can switch your preference anytime — it applies to each sale as it settles, so different sales can pay out different ways.

Store credit is spendable on any card the moment your sale settles, never expires, and skips card-processing fees at checkout — it is the best-value way to buy on GradedTown. The trade-off is that it is credit, not cash: it can't be withdrawn to a bank, transferred to another member, or refunded, except where consumer law requires.

Bank payouts are handled end to end by Stripe: you connect a bank account once (Stripe verifies your identity and account details), and every later payout is automatic. Each sale shows in your Wallet with its clearance date, then as sent. GradedTown never holds your sale proceeds as a balance — they flow from the buyer to your bank.

There is nothing to add funds with and nothing to top up: buyers simply pay by card at checkout, and sellers get paid. Every movement is recorded in your transaction history.